Insurance & CAT Modeling Support

Next-Generation Risk Intelligence for the Insurance Sector

We provide insurers and reinsurers with advanced catastrophe (CAT) modeling support that combines physics-based simulations with AI-powered analytics. Unlike traditional CAT models that treat hazards in isolation, our approach integrates wildfire, flood, earthquake, tsunami, and liquefaction into a single, adaptive framework. The result is sharper insights into near-future risk, enabling smarter underwriting, pricing, and portfolio management in a changing climate.

Why our approach is different?

  • Physics + AI Hybrid Models: We embed physics-based hazard and vulnerability analysis into AI frameworks, creating models that are both explainable and scalable.

  • Multihazard Integration: Our models capture interactions across wildfire, flood, earthquake, tsunami, and liquefaction, including cascading scenarios.

  • Near-Future Portfolio Insights: Outputs are tuned to help insurers stress test portfolios against short- to medium-term climate-adjusted scenarios.

  • Beyond Loss Estimation: We incorporate downtime, recovery, and secondary impacts, providing a fuller picture of financial and operational risk.

Our Framework for Insurers

  • Quantify the Risk

    We integrate physics-based, AI-powered vulnerability models across multiple perils to produce accurate hazard–loss relationships. This enables insurers to quantify risk at asset, portfolio, and regional scales with unprecedented precision.

  • Optimize Decisions

    Our CAT modeling support extends to underwriting, pricing, capital allocation, and regulatory stress testing. By simulating wildfire spread, flood inundation, earthquake shaking, tsunami run-up, and liquefaction triggering, we deliver insights that support confident, data-backed decisions.

  • Strengthen Resilience

    We embed advanced risk intelligence directly into insurance workflows. This allows firms to anticipate emerging threats, comply with regulatory requirements, and adapt CAT models for climate-adjusted scenarios—building stronger, more resilient portfolios.

Looking Ahead

The insurance industry is entering an era where historical loss records are no longer reliable predictors of future risk. By merging AI, physics-based modeling, and climate science, we are equipping insurers and reinsurers with the tools to navigate uncertainty—and to underwrite resilience in the face of wildfire, flood, earthquake, tsunami, liquefaction, and beyond.